YOURPATH TOOWNERSHIP
Competitive rates, personalized guidance, and a seamless mortgage experience — from pre-approval to closing in as little as 28 days.
Approved & Certified Lender Programs
How It Works
From Application
to Keys in Hand
Our four-step process gets you from application to closing faster than any big bank — with a real person guiding you every step.
Get Pre-Approved
Complete our 15-minute online application. We verify your income, assets, and credit to issue a firm pre-approval letter — typically within 24 hours.
Find Your Home
Shop with confidence. Your pre-approval letter shows sellers you're a serious, qualified buyer ready to move fast when the right home comes along.
Lock Your Rate
Once under contract, we handle the appraisal, underwriting, and title work. You provide documents as requested — we do the heavy lifting.
Close & Move In
Sign your documents, receive your keys. Our average closing time is just 28 days — well below the 45-day industry average.
Ready to start? Most pre-approvals are issued within 24 hours. No obligation, no hard sell.
Start Your Application →Our Products
Mortgage Solutions
for Every Buyer
Whether you're buying your first home, refinancing, or growing a real estate portfolio — we have the right loan for you.
Conventional Loans
Flexible terms with competitive rates. Available in 10, 15, 20, and 30-year fixed or adjustable options for qualified borrowers.
FHA Loans
Government-backed with down payments as low as 3.5%. Ideal for first-time buyers or those rebuilding their credit profile.
VA Loans
Zero-down financing exclusively for veterans, active-duty service members, and eligible surviving spouses. No PMI required.
USDA Loans
100% financing for eligible rural and suburban homebuyers. No down payment required for qualifying income and location.
Jumbo Loans
High-balance mortgages exceeding conforming loan limits for luxury properties and high-cost housing markets.
First-Time Buyer
Programs with down payment assistance, reduced PMI, and dedicated step-by-step guidance for new buyers.
Rate & Term Refinance
Lower your payment or shorten your term by refinancing into today's competitive rates.
Cash-Out Refinance
Tap your home's equity to fund renovations, pay off debt, or cover major expenses.
HELOC
A revolving home equity line of credit — borrow only what you need, when you need it.
Construction Loans
One-time close construction-to-permanent loans to finance building your dream home from the ground up.
Investment Property
Build your real estate portfolio with competitive mortgage solutions for single and multi-family properties.
Bridge Loans
Short-term financing to bridge the gap between buying your new home and closing on your current one.
Mortgage Calculator
Estimate Your
Monthly Payment
Adjust the sliders to see how different scenarios affect your monthly mortgage payment in real time.
Estimated Monthly Payment
Principal & Interest only — excludes taxes, insurance & HOA
For estimation only. Actual rates and payments may vary.
By The Numbers
Proven Results You
Can Count On
Thousands of families have trusted Cornerstone Mortgage to finance their dream homes. Here's our track record.
Client Stories
Real Families,
Real Results
Don't take our word for it. Here's what our clients say about their Cornerstone Mortgage experience.
Cornerstone made our first home purchase so much less stressful than we expected. Our loan officer walked us through every single step and we closed in just 24 days.
As a veteran, I knew I qualified for a VA loan but had no idea how to navigate it. Cornerstone specialized in VA loans and got me a zero-down mortgage with an incredible rate.
Refinanced with Cornerstone and lowered my monthly payment by $340. Entire process was online, super smooth, and my advisor was always reachable. Perfect experience.
We needed to sell and buy simultaneously. Cornerstone's bridge loan made it completely seamless — we found our dream home without the stress of timing a simultaneous sale.
I've now closed three investment property purchases through Cornerstone. Their rates are always competitive and the process gets smoother every single time.
With only 3.5% down I thought buying was years away. Cornerstone's FHA program made it happen this year. My loan officer went above and beyond to find the right product for me.
FAQ
Common
Questions
Answered
Everything you need to know about the mortgage process, from first-time buyers to seasoned investors.
Ask Us Directly →Get Started
LET'S GET
YOU
HOME.
Talk to a licensed advisor today. No pressure, no commitment — just clear, honest answers and a path forward.
Most pre-approvals issued within 24 hours. Start shopping with a firm letter in hand.